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Personal Consumer Issues • Re: Anyone consider retiring to Vancouver,...
https://dor.wa.gov/taxes-rates/use-taxTechnically you would owe WA use tax on any purchases from out of state where sales tax was not levied at time of purchase. Oregon purchases are specifically...
View ArticlePersonal Finance (Not Investing) • Re: Handling Potential Job Offer Negotiation
Congrats on offer. We have Family in NY city area. As you know 3-4K per month rent and long commutes. Buying a home is very expensive. Look at overall quality of life. Does your current job have a...
View ArticlePersonal Finance (Not Investing) • Re: Retiree Portfolio Model
Just a thought ....I have often wondered if there should be separate tab for input year by year expenses and income streams. Sometimes it feels "intimidating" to be modifying or entering inputs on the...
View ArticlePersonal Consumer Issues • Re: Pressure Treated Decking Lumber
When I went to their dealer locator web page it showed a number of lumber yards but also all the Home Depot stores in the area.If you want it to last, get Yellawood.It is not at big box...
View ArticlePersonal Finance (Not Investing) • Re: Online Savings Account Recommendation...
Another SoFi user here. Their rates are good if you have direct deposit, they offer 2FA, very large network of free ATMs, and I like their app and website UI. We keep one third of our emergency fund...
View ArticlePersonal Finance (Not Investing) • Re: Why Emergency Fund?
In order to get money out of an investment account you have to sell investments - realizing gains and paying capital gains taxes or else locking in (potentially big) losses..Neither of those are...
View ArticleInvesting - Theory, News & General • Re: Chances of deep in money covered...
If the calls are in the money at expiration, you will be assigned.Statistics: Posted by madbrain — Wed Feb 28, 2024 4:26 am
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Is anyone taking this a step beyond brokerage bonuses? I have some unexpected cash on the sidelines and looked into savings/checkings promotions at various regional/local banks. It looks like $5-$25k...
View ArticleInvesting - Theory, News & General • Re: Still trying to understand TIPS
Assuming your coupons could be reinvested at exactly the same yield, then your real return to maturity would be 2.033%.The reinvestment rate on the coupons won't be relevant. This bond will earn a...
View ArticlePersonal Finance (Not Investing) • No IRA beneficiary pending new estate...
My wife and I each named the other as 100% beneficiary on our IRA retirement accounts. So I'm currently in a no man's land until I meet with the estate planning attorney in late May to create new...
View ArticlePersonal Finance (Not Investing) • Re: Medicare: 64 Year Old Eyeing 2025...
Does that $300 include the $174 Part B premium? If so, you’re only paying $126/mo more than a no-premium Medicare Advantage plan.Sorry, I was a little sloppy in my math, the actual number is closer to...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
I discovered the magic of Fela Kuti recently and have been obsessively listening to all of his music but I really like the album "Teacher don't teach me nonsense"Very interesting stuff! I had never...
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Personal Investments • Re: Portfolio Review Request & Questions After 10...
Questions:1. We set-up the "slice-and-dice" portfolio above about 10 years ago due to deciding that overweighing certain market sectors (e.g. small-cap value, small-cap international, emerging...
View ArticlePersonal Finance (Not Investing) • Re: Splitting a pension benefit with...
I found out the reason they can't split the account is that I was designated as the sole beneficiary. I was not given that info previously and had assumed there wasn't a designated beneficiary for the...
View ArticlePersonal Investments • Re: When to Sell T-Bill Position?
Your strategy of day trading t-bills makes no sense. Why did you buy it if you didn't intend to keep it until maturity?Statistics: Posted by DaveTH — Thu Feb 29, 2024 4:48 am
View ArticlePersonal Finance (Not Investing) • Re: New Construction Home: Cash buyer
We bought a new construction home from a well-establish production builder a little over a year ago. Our real estate agent advised that inspections were not necessary on new construction since the...
View ArticlePersonal Finance (Not Investing) • Re: Cost of health care in retirement
Hearing about those $300,000 healthcare cost estimates for retirement can be pretty startling. I remember my uncle had the same worry when he was planning his retirement. For him, it boiled down to...
View ArticlePersonal Finance (Not Investing) • Re: Do I take out a 7.44% car loan or do I...
What percentage of the six figure income would the monthly car loan payments be? Is there some reason you couldn’t pay the car loan from the earned income, and perhaps even accelerate the payments so...
View ArticleInvesting - Theory, News & General • Re: Vanguard Announces CEO...
I wonder if the class-action lawsuit over the way one of their target-date funds was handled was a factor in this decision. That happened under Tim Buckley's watch and had to displease the board. I...
View ArticleInvesting - Theory, News & General • Re: Robinhood 3% IRA Match
Be aware, many brokerages will now close accounts with low balances. They will give you a heads up before you do this so you can deposit some funds to keep it open.Statistics: Posted by veggivet — Fri...
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